All bookkeeping services compared

    Median vs inDinero

    Both give you a real team. inDinero is a full outsourced accounting department priced for established companies. Median is a bookkeeping firm priced by the revenue you already report.

     MedianinDinero
    What it isAI-native firm that keeps its own ledgerEstablished outsourced accounting firm
    How often books are touchedUpdated every business dayMonthly reconciliations
    Pricing modelFlat fee, banded by annual revenueStarting prices by tier, then a quote
    Starting price$200 / mo under $250K revenueFrom $750 / mo; Growth from $1,250 / mo
    Accounting basisCash or accrual at any sizeAccrual stated from the $1,250 tier
    Where the books liveMedian's own ledger, exportable on requestYour own QuickBooks Online file, or NetSuite
    Dedicated accountantYes, on every accountYes, a dedicated controller and team
    AI assistant accessRead-only MCP serverMCP access not stated
    Built forSoftware and services startupsEstablished companies with real complexity

    Public pricing and terms as of September 2026. Models differ, so figures are not directly comparable. Confirm current details with each provider.

    Where inDinero wins

    inDinero has been doing this a long time and sells more than bookkeeping. For a company with real complexity and the budget to match, that depth is the point.

    • Accrual accounting managed by experienced controllers from the $1,250 Growth tier, plus senior controllers and CFOs for board reporting, projections and capital raises, which is a genuine finance function rather than a bookkeeping subscription.
    • Books kept in your own QuickBooks Online file, or NetSuite, so your ledger stays in mainstream, portable software that remains yours.
    • Payroll support among the services every plan is built around, rather than sold separately.
    • A clear path upward as you grow, without changing providers.

    Where Median wins

    The gap is mostly about who each one is priced for, and how current your numbers are between closes.

    • The entry point. inDinero starts at $750 a month as of September 2026. Median is a flat $200 a month under $250K in annual revenue with up to seven financial accounts, and $500 from $250K to $1M.
    • Accrual accounting whenever your stage needs it, rather than from a $1,250 tier. The band you land in is set by revenue, not by which accounting you need.
    • Books categorized and posted every business day, so cash and burn stay close to current instead of resolving at month end.
    • A read-only MCP server, so Claude can answer questions straight from your live books.

    How each one is built

    inDinero is a traditional outsourced accounting firm, modernized. Its model is a team of accountants and controllers working your books with monthly reconciliations inside mainstream software, with the tier you buy determining the seniority of the people involved and the sophistication of the accounting. That is why accrual starts at the $1,250 tier: it reflects staff capability rather than a software switch.

    Median is built the other way around. Software does the high-volume categorization and posting every business day, a dedicated accountant reviews the exceptions and owns the result, and the accounting basis is set by what your business needs rather than what you paid for. The ledger Median keeps is the system of record, which is what keeps the numbers current.

    Pricing compared

    inDinero publishes three tiers: Essential starting at $750 a month for simple financial structures, Growth starting at $1,250 a month with accrual accounting managed by experienced controllers and the ability to scale on QuickBooks Online or NetSuite, and a custom Executive package priced on contact. Each plan is quoted from there. Monthly, quarterly and annual payment options are offered, and every plan is customized around a dedicated controller and team, monthly reconciliations, payroll support, and P&L, balance sheet and cash flow reporting. Verified on indinero.com/pricing 2026-09-30.

    Median publishes a flat monthly fee set by annual revenue: $200 a month under $250K with up to seven financial accounts, and $500 a month from $250K to $1M or at eight or more accounts, with reports, scenarios, daily bookkeeping and every seat included, and no setup fee. Above $1M the price is scoped on a call. Tax filing is an add-on from $1,499 per year, R&D credit work is $5,000 flat under a $50,000 estimated credit and 10 percent of the credit at $50,000 and above, and sales tax filing starts at $99 per month per jurisdiction. The two band on different axes, inDinero by complexity and Median by annual revenue, so compare on what your books actually need rather than on the headline figures.

    Frequently asked questions

    Both are outsourced accounting providers with dedicated human teams. inDinero is a full back office priced from $750 a month as of September 2026, working with monthly reconciliations in QuickBooks Online or NetSuite, with experienced controllers on Growth and CFO-level help above it. Median keeps its own AI-native ledger updated every business day with a dedicated accountant, charges a flat $200 a month under $250K in annual revenue and $500 from $250K to $1M, offers cash or accrual at any size, and runs a read-only MCP server so Claude can query your live books.

    For an early or growth-stage company, yes, and by a wide margin at the entry point. inDinero starts at $750 a month and its accrual tier is $1,250. Median is a flat $200 a month under $250K in annual revenue and $500 from $250K to $1M, so the band follows revenue rather than the sophistication of the accounting you need. inDinero is buying you more seniority at the top end, so compare on what you need rather than on price alone. inDinero figures verified 2026-09-30.

    You need accrual once revenue and expenses stop landing in the same period as the cash: deferred revenue, annual contracts, prepaid expenses, or an investor who expects GAAP. inDinero states accrual accounting on its $1,250 Growth tier. Median offers cash or accrual at the same flat fee in either band, so the basis follows what your business needs rather than what you are paying.

    If complexity means multiple entities, NetSuite, and a need for controller and CFO-level judgment on the books, inDinero is built for that and Median is not trying to be. If it means high transaction volume, several financial accounts, and a need for numbers that are current rather than monthly, Median handles that at a materially lower cost. Be specific about which kind of complexity you have before you choose.

    The questions to ask any bookkeeping service

    A printable list covering what they actually do, who does the work, who pays when an error reaches your tax return, and what leaving looks like. Ask us the same ones, and ask them too.

    See the answers on your own books first.

    Share accountant access to QuickBooks or Xero 48 hours ahead and we will spend twenty minutes going through what is actually wrong, ranked, with what each one costs you. You keep the findings whether or not you work with us.

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