All bookkeeping services compared

    Median vs Haven

    The closest comparison on this list. Both are modern AI-plus-human firms with real accountants. The honest differences are how often your books are touched, how you are billed, and whether your AI assistant can query the books.

     MedianHaven
    What it isAI-native firm that keeps its own ledgerAI-plus-human firm, founded 2023
    How often books are touchedUpdated every business dayMonthly, marketed as fast
    Pricing modelFlat fee, banded by annual revenueSpend-based, custom quote
    Starting price$200 / mo under $250K revenueFrom ~$450 / mo (around $20k / mo spend)
    Accounting basisCash or accrualAccrual-capable, SaaS-aware
    Dedicated accountantYes, on every accountYes, a dedicated team
    AI assistant accessRead-only MCP server for ClaudeNot stated
    Built forSoftware and services startupsGrowing startups and SMBs, broad verticals

    Public pricing and terms as of June 2026. Models differ, so figures are not directly comparable. Confirm current details with each provider.

    Where Haven wins

    Haven is a real peer, and it is worth being straight about that. It is a modern, well-built AI-plus-human firm with an experienced tax bench and customers who speak highly of the partnership. If your needs fall outside Median's focus, Haven is a strong option.

    • Broader vertical coverage, including crypto, e-commerce, and law firms, beyond software and professional services.
    • A sweet spot for SMBs spending around $20,000 a month or more that want a single modern firm.
    • An experienced tax team and a contingency-based R&D credit offering.
    • Slack-first support with a fast typical response time.

    Where Median wins

    The two are close on philosophy, so the differences are specific rather than sweeping. Three stand out.

    • Books categorized and posted every business day, where Haven works on a monthly cycle. Your numbers stay far closer to current than a month-end batch.
    • A published price set by your annual revenue, $200 a month under $250K and $500 from $250K to $1M, instead of a custom quote sized to your monthly spend, so you can price yourself before you ever talk to sales.
    • A read-only MCP server, so Claude can answer questions straight from your live books, which Haven does not state.
    • Pricing that fits the earliest stage, not only companies already spending around $20,000 a month.

    How each one is built

    Both pair software with real accountants, which is the right model. Haven runs a proprietary ledger platform with a dedicated team of CPAs and leans on Slack for fast, human support, with a monthly close.

    Median runs an AI-native ledger as the system of record and updates it every business day: software does the high-volume categorization and posting as activity lands, and a dedicated accountant reviews the exceptions and owns the result. Median also exposes your live books to an AI assistant through a read-only MCP server, so you can ask Claude in plain language instead of waiting on a report.

    Pricing compared

    Haven prices on monthly spend, starting around $450 per month for a business with roughly $20,000 per month in spend and rising with complexity such as multi-entity, inventory, or crypto. The exact number is a custom quote, and Haven's own materials quote the starting figure differently in places, so get it in writing.

    Median publishes its rate card: a flat monthly fee set by annual revenue: $200 a month under $250K and $500 a month from $250K to $1M, with reports, scenarios, daily bookkeeping and every seat included, and no setup fee. Above $1M the price is scoped on a call. Because the band is set by revenue rather than by spend, a pre-revenue company pays the floor no matter how fast it happens to be burning, and the boundary is a number you already report. Competitor figures are current as of June 2026 and the two are not apples to apples, since they price on different axes.

    Frequently asked questions

    Both are modern AI-plus-human accounting firms, which makes them close peers. The honest differences are three: Median updates the books every business day while Haven works on a monthly cycle; Median publishes a flat fee banded by annual revenue while Haven gives a custom quote sized to your monthly spend; and Median runs a read-only MCP server so Claude can query your live books, which Haven does not state. Haven covers a broader set of verticals and targets companies spending around $20,000 a month or more.

    It depends on your size and on the axis each one prices on. Haven starts around $450 per month for roughly $20,000 per month in spend, on a custom quote. Median is a flat $200 a month under $250K in annual revenue and $500 from $250K to $1M, with seats and reports included, so a company that is spending ahead of its revenue typically pays less at Median. Get a written quote from Haven and read Median's bands on its pricing page, since Haven's figures are public as of June 2026 and the two are not apples to apples.

    Both handle SaaS well, including accrual and deferred revenue. Median is the better fit if you want books updated daily, a published price set by your revenue, and the ability to query your live books from Claude. Haven is a strong fit if you want broad vertical coverage in one firm and you are already spending around $20,000 a month or more. For software and professional services startups specifically, Median is built around that profile.

    Yes. Neither is software alone. Haven pairs a proprietary platform with a dedicated team of CPAs, and Median pairs an AI-native ledger updated every business day with a dedicated accountant on every account who reviews the work and is accountable for it. The difference is in cadence, pricing model, and AI access, not in whether a human stands behind your books.

    The questions to ask any bookkeeping service

    A printable list covering what they actually do, who does the work, who pays when an error reaches your tax return, and what leaving looks like. Ask us the same ones, and ask them too.

    We'll only email you about this. Unsubscribe anytime.

    See the answers on your own books first.

    Share accountant access to QuickBooks or Xero 48 hours ahead and we will spend twenty minutes going through what is actually wrong, ranked, with what each one costs you. You keep the findings whether or not you work with us.

    Book the teardown