What Startup Bookkeeping Costs in 2026: Median, Pilot, Bench & Kruze

    A useful price comparison starts with the scope. See current published prices and plan boundaries for Median, Pilot, Bench, and Kruze.

    Startup Bookkeeping · 4 min read

    Jacob Sheldon ·

    Publisher disclosure: Median publishes this comparison and is included below. Prices and plan terms can change. We checked the linked first-party pricing pages on 2026-09-25; confirm the terms with each provider before buying.

    The monthly number is only one part of a bookkeeping quote. Compare the service model, who reviews the books, posting and reconciliation cadence, reporting, account or expense limits, add-ons, setup fees, and how the price changes as your business grows.

    Current published prices at a glance

    Provider Published bookkeeping price Published scope or limit
    Median $200/month Essential; $500/month Growth Essential: under $250K annual revenue and up to 7 financial accounts. Growth: $250K to $1M annual revenue, or below $250K with 8 or more accounts. Above $1M is scoped using active accounts and posted ledger lines.
    Pilot $99/month Essentials Cash-basis bookkeeping, monthly close, for up to $100K in monthly expenses. Core supports cash or accrual with a US-based bookkeeper; price by quote.
    Bench Starts at $199/month Grow; $399/month Core; $649/month Core + Tax Published starting prices; eligibility and complexity affect the offer. Core + Tax includes business and personal income tax filing.
    Kruze Consulting $650 to $850/month Basic Accrual bookkeeping and a dedicated Accounting Manager. Kruze says its focus is funded Delaware C-corps that raised at least $500K. One-time onboarding fee applies.

    Sources checked September 25, 2026: Median pricing, Pilot pricing, Bench pricing, and Kruze pricing. A published starting price is not a quote for every company.

    What the prices include

    Median uses two flat monthly plans through $1M annual revenue. Both include daily transaction posting, a dedicated accountant, P&L, balance sheet, cash flow, general ledger, trial balance, AR/AP aging, runway and burn reporting, and unlimited seats. Essential is $200/month under $250K annual revenue with up to seven financial accounts. Growth is $500/month from $250K to $1M, and also applies below $250K once a company has eight or more financial accounts. Above $1M, the service is scoped; its pricing basis is $55 per financial account with activity that month plus $0.60 per posted general-ledger line. The line charge is not applied on Essential or Growth.

    Pilot publishes a $99/month Essentials option for companies with up to $100K in monthly expenses. It is cash-basis and closes monthly. Pilot's Core plan includes a US-based bookkeeper and cash or accrual bookkeeping, but the page directs buyers to contact sales for the price. Check the current plan page for the complete scope.

    Bench currently lists Grow from $199/month, Core from $399/month, and Core + Tax from $649/month in its FAQ. Bench describes Grow as a lighter-touch option with eligibility requirements. Core includes ongoing monthly bookkeeping and year-end tax-ready financials. Core + Tax adds business and personal income tax filing. Confirm the current plan details and quote directly.

    Kruze Consulting lists Basic at $650 to $850/month. Its pricing page describes accrual bookkeeping, a dedicated Accounting Manager, and a monthly call. Kruze says it focuses on funded Delaware C-corps that have raised at least $500K. The firm states that a one-time onboarding fee applies per entity, with possible additional charges for prior-record corrections.

    Why a low starting price may not fit your company

    A price is comparable only when the scope is comparable. Pilot's $99 Essentials is cash basis and limited by monthly expenses. A company that needs accrual or exceeds that limit should request the Core quote. Bench's Grow plan has eligibility terms; its Core and Core + Tax plans provide different scope. Kruze's published Basic price comes with a stated customer focus and onboarding fee. Median's two flat bands apply within their revenue and account limits; over $1M the work is scoped.

    Also ask whether onboarding, cleanup, tax filing, sales tax, multi-entity reporting, payroll, and CFO support are included or priced separately. Do not add a tax service to a bookkeeping comparison unless you have confirmed the provider's current scope and your own need for that service.

    How to compare quotes

    1. List your annual revenue, financial accounts, monthly transaction and ledger activity, revenue sources, and number of entities.
    2. State whether you need cash or accrual reporting and the reports you need each month.
    3. Ask who reviews the books, when transactions are posted, when accounts are reconciled, and when reports are ready.
    4. Request an all-in quote with onboarding, cleanup, tax, and other add-ons listed separately.
    5. Compare the same scope and ask how the price changes when revenue, accounts, or transaction volume cross a boundary.

    Is Median a fit?

    Median may fit if you want managed startup bookkeeping, daily transaction posting, a dedicated accountant, and one of the published $200 or $500 monthly bands. For companies above $1M in annual revenue, request a scoped price. The flat plans include the same core bookkeeping and reporting; the plan boundary depends on annual revenue and financial-account count. Review the current pricing page for complete terms.

    If you are comparing vendors now, bring the same scope to each provider and compare the written quote with its plan page. Book a fit conversation with Median if you want to discuss your accounts, reporting needs, and whether the service fits.

    Frequently asked questions

    Published prices differ by provider and plan, and each offer has different limits and scope. Median lists $200 and $500 flat plans through $1M in revenue, with a scoped plan above that. Verify the linked vendor pages before purchasing.

    No. That is the pricing basis used to scope Median's Scale service above $1M in annual revenue. Essential and Growth are flat $200 and $500 monthly plans, subject to their published revenue and account boundaries.

    No. Essential and Growth are flat monthly prices. Per-account and per-ledger-line rates apply only to the scoped Scale plan above $1M in revenue.

    It depends on the provider and plan. Compare the specific plan scope and request any tax service as a separate line in the quote. Median tax filing is a separate add-on; see its current pricing page.

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